Holiday loans. Take full advantage of your getaway. Personalised rates from 6.99% ?

Holiday loans. Take full advantage of your getaway. Personalised rates from 6.99% ?

Apply now Get a quote Won’t affect your credit rating

We understand travel expenses can add on up

That is why we are right here that will help you prepare ahead while making the absolute most of one’s journey


Plan ahead to pay for the big costs. Be ready for unforeseen expenses without any shock bank card charges.


With one easy-to-manage loan you are able to protect your entire costs and money that is spending.


Enjoy quality, stress-free time away. There’s no want to defer producing those life time memories.

Simple, 100% online

Step one. Get to know you

Inform us regarding the loan, provide us with then some factual statements about your self along with your funds.

Step 2. Get your quote

We offer your step-by-step estimate along with your interest rate, borrowing limit and repayments.

Step 3. Get your cash

Accept your estimate and offer some last details. Many loans placed in the market are fully-funded within twenty four hours.

That which we provide

$2K – $70K

Loan limitations

3 or 5 years

Loan terms

$200 or $450

Establishment cost

Early payment charge

  • All loans are unsecured
  • Prices from 6.99per cent – 29.99% p.a. ?
  • Your price is fixed when it comes to full lifetime of the mortgage
  • It is possible to repay weekly, fortnightly or month-to-month
  • Establishment charge of $200 for loans under $5,000 ?
  • Establishment charge of $450 for loans $5,000 and over ?

Obtain the loan that actually works for you personally

Save money time residing much less time finding out how exactly to purchase the things you want


Interest levels derive from your specific credit evaluation, maybe not one-size-fits-all.


Many loans placed in the market are completely funded in 24 hours or less.

100% ONLINE – 24/7

No queues with no significance of any awkward meetings that are face-to-face.

Today get started with Harmoney

Huge number of clever Kiwis are switching to Harmoney to accomplish their ambitions.

We are genuine individuals and now we’re right here if you’d like us

If you’d like assistance, simply call us on 0800 427 666 or join to reside talk and another of your significantly more than 30 professionals should be here to help.

Conditions and terms

1. At the mercy of approval and money. Harmoney’s interest levels consist of 6.99% p.a. To 29.99per cent p.a. And so are provided in line with the specific borrower’s credit assessment in accordance with Harmoney’s credit scorecard. To be approved and list your loan you have to fulfill Harmoney’s credit requirements and lending that is responsible. Costs, costs, stipulations use.

2. Establishment charge of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $70,000. Fixed prices start around 6.99% p.a. To 29.99per cent p.a. On 36 to 60 thirty days terms, with no very early payment penalties.

Unsecured loans

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered underneath the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

Getaway Loans

Therefore, before you confirm your resort booking and begin packing your suitcase, it is crucial to take into consideration just how you’re realistically planning to pay it off all. As a result, it is quite normal you pay for the associated costs and make sure you enjoy your time away for you to consider some form of holiday finance to help.

Just like a number of other kinds of loan in the united kingdom credit market, there are lots of solutions with regards to getting a loan that is personal fund your regular getaway. In line with the 2018 getaway behavior Report from trusted travel brand, ABTA, the average quantity invested whilst on vacation dropped in 2018, suggesting that instead of selecting never to holiday at all, holidaymakers are simply just choosing to spending plan more carefully whenever they’re away.

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